Many individuals and SMEs struggle to access traditional bank loans due to stringent requirements or lack of credit history. Rais provides a viable alternative for these groups.
Traditional loans often come with high interest rates, making them unaffordable for many. Rais’s interest-free loans reduce the financial burden on borrowers.
By catering to those who are typically excluded from the mainstream financial system, Rais promotes financial inclusion and empowers local businesses and entrepreneurs.
Traditional lending institutions may have rigid repayment terms. Rais offers flexible repayment plans, allowing borrowers to better manage their finances.
